:root{--ink:#0b1b2b;--paper:#f4f1ea;--white:#fff;--accent:#b98c4a;--line:rgba(11,27,43,.16);--muted:#5d6871}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:"DM Sans",sans-serif;font-size:17px;line-height:1.6}a{color:inherit}.topbar{height:88px;display:flex;align-items:center;justify-content:space-between;padding:0 max(5vw,28px);border-bottom:1px solid var(--line);position:sticky;top:0;background:rgba(244,241,234,.94);backdrop-filter:blur(12px);z-index:10}.brand{display:flex;align-items:center;gap:13px;text-decoration:none;font-family:Manrope,sans-serif;font-weight:700;line-height:1.05}.brand small{display:block;font-family:"DM Sans",sans-serif;font-weight:400;font-size:12px;color:var(--muted);margin-top:5px}.monogram{width:39px;height:39px;border:1px solid var(--ink);display:grid;place-items:center;font-size:13px;letter-spacing:.08em}.topbar nav{display:flex;gap:30px}.topbar nav a{text-decoration:none;font-size:14px}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--ink);color:var(--white);padding:15px 23px;text-decoration:none;font-weight:600;border:1px solid var(--ink);transition:.2s ease}.button:hover{background:#173047;transform:translateY(-1px)}.button-small{padding:10px 17px;font-size:14px}.hero{padding:110px max(8vw,32px) 0;min-height:760px;display:flex;flex-direction:column}.eyebrow,.section-number{text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:600;color:#7c673e}.hero h1{font:600 clamp(48px,7.2vw,104px)/.99 Manrope,sans-serif;letter-spacing:-.055em;max-width:1120px;margin:38px 0 30px}.hero h1 em{font-style:normal;color:var(--accent)}.lead{font-size:clamp(19px,2vw,25px);line-height:1.48;max-width:780px;color:#33404b;margin:0}.actions{display:flex;align-items:center;gap:28px;margin-top:40px}.text-link{text-underline-offset:6px}.trust-strip{margin-top:auto;display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);padding:28px 0}.trust-strip div{display:flex;flex-direction:column;padding-right:25px}.trust-strip div+div{border-left:1px solid var(--line);padding-left:36px}.trust-strip strong{font:600 21px Manrope}.trust-strip span{font-size:14px;color:var(--muted)}.statement,.fit,.profile{display:grid;grid-template-columns:1fr 2.15fr;gap:7vw;padding:120px max(8vw,32px);border-top:1px solid var(--line)}h2{font:600 clamp(34px,4vw,58px)/1.08 Manrope,sans-serif;letter-spacing:-.04em;margin:0 0 28px}.statement>div p,.fit-copy p,.profile>div>p{max-width:720px;font-size:19px;color:#3f4b54}.process{background:var(--ink);color:#fff;display:grid;grid-template-columns:repeat(3,1fr);padding:75px max(8vw,32px);gap:50px}.process article{border-top:1px solid rgba(255,255,255,.25);padding-top:25px}.process span{color:#d8b77d;font-size:13px}.process h3,.service-grid h3{font:600 22px Manrope;margin:36px 0 15px}.process p{color:#bac3ca}.services{padding:120px max(8vw,32px)}.section-heading{display:grid;grid-template-columns:1fr 2.15fr;gap:7vw}.service-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:0;margin-top:70px;border-top:1px solid var(--line)}.service-grid article{padding:35px 7vw 35px 0;border-bottom:1px solid var(--line)}.service-grid article:nth-child(even){border-left:1px solid var(--line);padding-left:45px}.service-grid h3{margin:0 0 12px}.service-grid p{color:var(--muted);margin:0}.fit{background:#e8e3d8}.fit ul{grid-column:2;margin:18px 0 0;padding:0;list-style:none}.fit li{padding:17px 0;border-top:1px solid var(--line)}.fit li:before{content:"—";color:var(--accent);margin-right:14px}.profile{align-items:center}.profile-photo{width:min(29vw,360px);aspect-ratio:4/5;margin:0 18px 18px 0;overflow:hidden;border-bottom:6px solid var(--accent);box-shadow:18px 18px 0 rgba(185,140,74,.16)}.profile-photo img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 28%}.profile .role{color:#7c673e;font-weight:600;margin-top:-15px}.profile-links{display:flex;flex-wrap:wrap;gap:24px;margin-top:32px}.profile-links a{text-underline-offset:6px;font-weight:600}.closing{background:var(--ink);color:#fff;padding:100px max(8vw,32px);text-align:center}.closing .section-number{color:#d7b16f}.closing h2{font-size:clamp(42px,5vw,72px);margin-top:25px}.closing>p:not(.section-number){color:#bdc5cb;max-width:640px;margin:0 auto 34px}.button-light{background:#fff;color:var(--ink);border-color:#fff}.button-light:hover{background:#e8e3d8}footer{display:grid;grid-template-columns:1fr 1fr 1.4fr;gap:40px;padding:50px max(5vw,28px);background:#06121e;color:#aeb7bf;font-size:13px}footer strong{color:#fff}footer p{margin:0}footer a{color:#fff}
@media(max-width:760px){.topbar{height:72px}.topbar nav{display:none}.topbar .button{display:none}.hero{padding:76px 24px 0;min-height:700px}.hero h1{font-size:46px}.actions{align-items:flex-start;flex-direction:column}.trust-strip{grid-template-columns:1fr;margin-top:70px}.trust-strip div{padding:15px 0}.trust-strip div+div{border-left:0;border-top:1px solid var(--line);padding-left:0}.statement,.fit,.profile,.section-heading{grid-template-columns:1fr;padding:82px 24px;gap:25px}.process,.service-grid{grid-template-columns:1fr}.process{padding:65px 24px}.services{padding:82px 24px}.service-grid article:nth-child(even){border-left:0;padding-left:0}.service-grid article{padding-right:0}.fit ul{grid-column:1}.profile-photo{width:min(85vw,360px)}.closing{padding:80px 24px}footer{grid-template-columns:1fr;padding:42px 24px}}
.faq{padding:120px max(8vw,32px);border-top:1px solid var(--line)}.faq-list{display:grid;grid-template-columns:repeat(2,1fr);margin-top:70px;border-top:1px solid var(--line)}.faq-list article{padding:35px 7vw 35px 0;border-bottom:1px solid var(--line)}.faq-list article:nth-child(even){border-left:1px solid var(--line);padding-left:45px}.faq-list h3{font:600 22px/1.3 Manrope,sans-serif;margin:0 0 16px}.faq-list p{color:var(--muted);margin:0}.faq-list ol{margin:15px 0 0;padding-left:24px;color:var(--muted)}.faq-list li+li{margin-top:7px}
@media(max-width:760px){.faq{padding:82px 24px}.faq-list{grid-template-columns:1fr}.faq-list article{padding-right:0}.faq-list article:nth-child(even){border-left:0;padding-left:0}}
.eyebrow{width:max-content;text-decoration:none;text-underline-offset:5px}.eyebrow:hover{text-decoration:underline}[id]{scroll-margin-top:88px}.menu-toggle,.nav-contact{display:none}.deliverables{padding:120px max(8vw,32px);border-top:1px solid var(--line);background:var(--white)}.deliverables-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(205px,1fr));gap:28px;margin-top:70px}.deliverables-grid article{border-top:1px solid var(--line);padding-top:24px}.deliverables-grid span{font-size:13px;color:#7c673e}.deliverables-grid h3{font:600 21px/1.25 Manrope,sans-serif;margin:28px 0 12px}.deliverables-grid p{margin:0;color:var(--muted)}.regulatory-card{display:flex;flex-direction:column;gap:5px;max-width:690px;margin:22px 0 28px;padding:19px 22px;border:1px solid var(--line);border-left:4px solid var(--accent);text-decoration:none;background:rgba(255,255,255,.45);transition:.2s ease}.regulatory-card:hover{background:#fff;transform:translateY(-1px)}.regulatory-card span{font-size:12px;text-transform:uppercase;letter-spacing:.13em;color:#7c673e;font-weight:600}.regulatory-card strong{font:600 17px/1.35 Manrope,sans-serif}.regulatory-card small{font-size:13px;color:var(--muted)}.faq-list .fee-note{margin-top:16px;font-size:14px;color:#3f4b54}.contact{display:grid;grid-template-columns:minmax(0,.95fr) minmax(420px,1.05fr);gap:8vw;padding:110px max(8vw,32px);background:var(--ink);color:#fff}.contact .section-number{color:#d7b16f}.contact h2{font-size:clamp(40px,4.5vw,68px);margin-top:24px}.contact-intro>p:not(.section-number){max-width:590px;color:#bdc5cb;font-size:19px}.contact-direct{display:flex;flex-direction:column;align-items:flex-start;gap:8px;margin-top:34px}.contact-direct a{color:#fff;text-underline-offset:6px}.contact-form{display:flex;flex-direction:column;gap:20px;padding:36px;border:1px solid rgba(255,255,255,.23);background:rgba(255,255,255,.055)}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:18px}.contact-form label{display:flex;flex-direction:column;gap:7px;font-size:14px;font-weight:600}.contact-form label>span{font-weight:400;color:#bdc5cb}.contact-form input,.contact-form select,.contact-form textarea{width:100%;border:1px solid rgba(255,255,255,.35);border-radius:0;background:#fff;color:var(--ink);padding:12px 13px;font:400 16px/1.4 "DM Sans",sans-serif}.contact-form textarea{resize:vertical;min-height:116px}.contact-form input:focus,.contact-form select:focus,.contact-form textarea:focus{outline:3px solid rgba(215,177,111,.38);outline-offset:1px;border-color:#d7b16f}.contact-form .consent{display:grid;grid-template-columns:20px 1fr;align-items:start;gap:9px;font-weight:400;color:#bdc5cb}.contact-form .consent input{width:18px;height:18px;margin:2px 0 0;padding:0;accent-color:var(--accent)}.contact-form .consent a{color:#fff}.contact-form .button{align-self:flex-start;background:#fff;color:var(--ink);border-color:#fff;cursor:pointer;font-size:16px}.contact-form .button:hover{background:#e8e3d8}.form-note{margin:0;color:#9ea9b2;font-size:13px;line-height:1.5}
@media(max-width:980px){.topbar nav{gap:18px}.contact{grid-template-columns:1fr;gap:52px}.deliverables-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){[id]{scroll-margin-top:72px}.topbar{padding:0 20px}.menu-toggle{display:flex;width:42px;height:42px;border:0;background:transparent;align-items:center;justify-content:center;flex-direction:column;gap:5px;cursor:pointer;margin-left:auto}.menu-toggle span{display:block;width:23px;height:2px;background:var(--ink);transition:.2s ease}.menu-open .menu-toggle span:nth-child(1){transform:translateY(7px) rotate(45deg)}.menu-open .menu-toggle span:nth-child(2){opacity:0}.menu-open .menu-toggle span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}.topbar nav{position:absolute;top:72px;left:0;right:0;display:none;flex-direction:column;gap:0;padding:12px 24px 24px;background:var(--paper);border-bottom:1px solid var(--line);box-shadow:0 14px 28px rgba(11,27,43,.12)}.menu-open .topbar nav{display:flex}.topbar nav a{padding:13px 0;border-bottom:1px solid var(--line);font-size:16px}.topbar nav .nav-contact{display:block;margin-top:12px;padding:12px 16px;border:1px solid var(--ink);background:var(--ink);color:#fff;text-align:center;font-weight:600}.services .section-heading,.faq .section-heading,.deliverables .section-heading{padding:0}.deliverables{padding:82px 24px}.deliverables-grid{grid-template-columns:1fr;margin-top:48px}.contact{padding:82px 24px;gap:42px}.contact h2{font-size:42px}.contact-form{padding:24px 18px}.field-row{grid-template-columns:1fr}.eyebrow{width:auto}.regulatory-card{padding:17px 18px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.faq-list .fee-note{font-style:italic}

/* Ritmo más compacto */
body{line-height:1.5}
.topbar{height:80px}
.monogram{width:42px;height:42px;font-size:12px}
.hero{padding-top:58px;min-height:575px}
.hero h1{font-size:clamp(44px,6.2vw,88px);margin:24px 0 20px}
.lead{line-height:1.42}
.actions{margin-top:40px}
.trust-strip{padding:15px 0}
.statement,.fit,.profile{padding:64px max(8vw,32px)}
h2{margin-bottom:16px}
.process{padding:44px max(8vw,32px);gap:30px}
.process article{padding-top:17px}
.process h3,.service-grid h3{margin:21px 0 8px}
.services,.faq{padding:64px max(8vw,32px)}
.service-grid,.faq-list{margin-top:32px}
.service-grid article,.faq-list article{padding-top:20px;padding-bottom:20px}
.fit ul{margin-top:10px}
.fit{row-gap:0}
.fit ul{margin-top:2px}
.fit li{padding:11px 0}
.profile-links{margin-top:19px}
.regulatory-card{margin:18px 0 22px;padding:16px 20px}
.contact{gap:4vw;padding:60px max(8vw,32px)}
.contact h2{margin-top:18px}
.contact-direct{margin-top:24px}
.contact-form{gap:16px;padding:30px}
footer{padding-top:27px;padding-bottom:27px}
[id]{scroll-margin-top:80px}
.section-number{font-size:13px}
.brand-mark{position:relative;display:block;width:64px;height:34px;overflow:hidden;flex:0 0 auto;mix-blend-mode:multiply}
.brand-mark img{position:absolute;display:block;width:184px;height:auto;max-width:none;left:-60px;top:0}
.inline-link{text-decoration:underline;text-decoration-color:rgba(11,27,43,.42);text-underline-offset:4px;font-weight:600}
.inline-link:hover{text-decoration-color:var(--accent)}
.profile-links{align-items:center;gap:12px}
.profile-links .profile-brand{display:flex;align-items:center;justify-content:center;height:52px;padding:6px;border:1px solid var(--line);background:#fff;text-decoration:none;transition:.2s ease}
.profile-links .profile-brand:hover{border-color:rgba(11,27,43,.45);transform:translateY(-1px)}
.profile-brand-square{width:52px}
.profile-brand-wide{width:126px}
.profile-brand-square img{display:block;width:38px;height:38px;object-fit:contain}
.profile-brand-wide img{display:block;width:110px;height:42px;object-fit:contain}
.faq-list article>p+p{margin-top:13px}
.faq-list .fee-total{margin-top:15px}

@media(max-width:760px){
  .topbar{height:68px}
  .brand{gap:10px}
  .brand-mark{width:57px;height:31px}
  .brand-mark img{width:164px;left:-53px}
  .brand small{font-size:11px;margin-top:3px}
  .monogram{width:37px;height:37px;font-size:11px}
  .hero{padding-top:40px;min-height:540px}
  .hero h1{font-size:38px;margin:21px 0 17px}
  .actions{margin-top:38px}
  .trust-strip{margin-top:34px;padding:13px 0}
  .statement,.fit,.profile{padding:46px 24px;gap:16px}
  .fit{row-gap:0}
  .process{padding:40px 24px;gap:26px}
  .services,.faq,.contact{padding:46px 24px}
  .service-grid,.faq-list{margin-top:26px}
  .contact{gap:24px}
  .contact h2{font-size:38px}
  .contact-form{padding:22px 18px}
  footer{padding:25px 24px}
  [id]{scroll-margin-top:68px}
}

.lang-switcher{display:flex;align-items:center;gap:8px;padding-left:4px}
.lang-switcher a{font-size:12px!important;color:var(--muted);letter-spacing:.08em}
.lang-switcher a[aria-current="page"]{color:var(--ink);font-weight:700;text-decoration:underline;text-underline-offset:5px}
.proof-strip{display:grid;grid-template-columns:1fr 1fr;background:var(--white);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.proof-strip article{padding:48px max(5vw,32px)}
.proof-strip article+article{border-left:1px solid var(--line)}
.proof-strip span{display:block;margin-bottom:15px;color:#7c673e;font-size:12px;font-weight:600;letter-spacing:.14em;text-transform:uppercase}
.proof-strip strong{display:block;max-width:700px;font:600 clamp(21px,2.1vw,30px)/1.3 Manrope,sans-serif;letter-spacing:-.025em}
.trust-strip{grid-template-columns:repeat(4,1fr)}
.proof-strip.proof-single{grid-template-columns:1fr}
.proof-strip.proof-single article{display:grid;grid-template-columns:1fr 2.15fr;gap:7vw;align-items:start;width:100%}
.proof-strip.proof-single strong{max-width:900px}
.faq-list .faq-wide{grid-column:1/-1;padding-right:0}
.faq-list .fee-comparison{margin-top:20px;padding:15px 18px;border-left:3px solid var(--accent);background:rgba(185,140,74,.09);color:var(--ink);font-weight:600}
.faq-list .fee-note span{display:block}
.faq-list .fee-note span+span{margin-top:7px}
.faq-list sup{font-size:.68em;vertical-align:super;line-height:0}
@media(max-width:1100px){.topbar nav{gap:16px}.header-contact{display:none}}
@media(max-width:1000px){.brand small{display:none}}
@media(max-width:760px){
  .brand small{display:block}
  .topbar nav .lang-switcher{display:flex;width:100%;padding:14px 0 4px;gap:20px}
  .lang-switcher a{border-bottom:0!important;padding:0!important}
  .proof-strip{grid-template-columns:1fr}
  .proof-strip.proof-single article{display:block}
  .trust-strip{grid-template-columns:1fr}
  .proof-strip article{padding:34px 24px}
  .proof-strip article+article{border-left:0;border-top:1px solid var(--line)}
  .faq-list .faq-wide{grid-column:1}
}